Cross-Border Payments Lead

Umba is Africa's first stablecoin bank — a licensed Kenyan bank with live stablecoin infrastructure and operations across East and West Africa. Kenya's VASP Act (October 2025) makes us the only licensed bank on the continent authorized to move money on stablecoin rails.

We're replacing correspondent banking with instant, low-cost cross-border payments for African businesses and consumers.

The Role

We're hiring a Cross-Border Payments Lead to own and scale our cross-border payments business. You'll build two product lines from the ground up:

• Business Payments— Kenyan exporters, BPOs, and tech companies receiving international payments
• Consumer Payments— Freelancers, remote workers, and creators receiving USD/EUR

Beyond direct customers, you'll develop strategic relationships with global payment providers and remittance companies — positioning Umba as essential infrastructure for moving money into Africa.

This is an opportunity to define how stablecoin rails reshape cross-border commerce on the continent.

What You'll Do

• Own commercial strategy and revenue growth across both business and consumer segments
• Build and execute go-to-market for each product line — different customers, different motions
• Acquire and onboard high-value business customers (exporters, BPOs, tech companies)
• Scale consumer adoption among freelancers and remote workers
• Develop partnerships with global payment providers, platforms, and financial institutions
• Drive payment volume growth and hit revenue targets
• Work closely with product and engineering to shape the roadmap
• Build and lead a commercial team as we scale

What We're Looking For

• 7+ years in payments, fintech, or financial services — cross-border or remittance experience strongly preferred
• Track record of building and scaling payment products in emerging markets
• Experience with both B2B and B2C commercial motions
• Deep understanding of African payment corridors, FX dynamics, and regulatory landscape
• Network in the global payments ecosystem — remittance companies, fintechs, platforms
• Commercial operator who can sell, close, and build a team
• Bonus: Experience with stablecoin, crypto, or blockchain payment infrastructure

Why Now

Kenya is the first country in Africa to authorize banks to work with stablecoins. As the only licensed bank with this infrastructure live, we have a multi-year head start. Other African markets will follow. The opportunity to build the category-defining company is now.